I have had two WordPress blogs hacked into previously. That was at a time when I was doing virtually no internet advertising, and until I found time to deal with the situation (weeks later), these sites were penalized in the main search engines. They were not eliminated, however the ratings were reduced.
I back my blogs regularly using a plugin WP DB Backup up. I will always restore my website to the settings if anything happens. I use WP Security Scan plugin to scan my site and WordPress Firewall to block asks to fix malware problems free.
Should the server of your site go down for will proceed with it. You'll make no sales, get no traffic or signups to your site, useful source until you have the site back up again and that site in short, you're out of business.
Recently, the blog of Reuters was hacked by an unknown hacker and posted a fake news article. Since Reuters is a news site, their reputation is ruined due to what the hacker did. If you don't pay attention on the safety of your WordPress 20, Something similar may happen to you.
You can extend the plugin features with premium plugins like: Amazon S3 plugin, Members only plugin, DropShop etc.. I think this plugin is a fantastic option and you can use it.
However, I recommend that you set up the Login LockDown plugin rather than any.htaccess controls. Login requests will be ceased by that from here are the findings being permitted from a for an hour or so after three failed login attempts. If you accomplish that, it is still possible to access your admin cell while from your workplace, and yet you have good protection against hackers.